How Workers’ Compensation Helps an Injured Worker
It happens; worker can get injured in the workplace and it is quite difficult to make claims for compensation for their medical bills and to support themselves for the days that they will be unable to work. It is a fact that there can be difficulty in securing workers’ compensation benefits. Most employers or insurance companies usually have strategies to deny the worker their work-injury claims.
Workers will definitely suffer a setback when there are no witnesses to the accident and most insurance companies and some employers use this as a reason for not paying what the worker deserves. Another reason is, if the worker delays in reporting the injury, they want to find out why. Many other priorities associated with the injury could be the reason why the claimant was not able to report the injury immediately.
One other reason why they can decline your compensation benefit are discrepancies found in the accident report and initial medical records. Or there can be an indication of the presence of illegal drugs in your system in your initial medical record.
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It might even be a ridiculous overlook that you filed a workers’ compensation claim after you were fired, laid off or retired.
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All these are simply a manifestation of a behavior that sees that your claim is prejudicial to the company.
Sometimes they will even ask you to record your account of the accident and the injury. You forfeit your benefits or workers’ compensation if you will not comply to this request. Sadly, this puts an employee in a difficult position. It is not required by law that the worker give a sworn recording to the insurance company, and this is why insurance companies make employers sign it if they see that they will be in trouble because of this. The insurers will ask you to waive certain rights in order to protect themselves in court.
Getting a workers’ compensation lawyer sends chills to either the employer and to a claim adjuster. They know that when a claimer is going to be represented by counsel, the claim is now going to be more expensive, time-consuming, complicated and stressful.
So, because of this, it makes sense for an employer to do all that is possible to help a claimant never to get to the point where they feel the need to hire an attorney.
Often a claimant will hire counsel simply because the defendant employer acts unprofessionally.